Leverage and appreciation
Why buying pre-construction returns more on your capital than paying cash for a finished apartment.
- ArticleHow appreciation works when you put in 30% during construction
- Video · 90 s
- CalculatorPayment plan + ROI
Real estate financial education
Invest in the Mexican Caribbean with the numbers clear from day one
Model your payment plan, learn the real cost of closing and work out what your capital can earn in Cancun, Puerto Morelos and Isla Mujeres. No sign-up needed to see the result.
A sample scenarioPre-sale · 30/70 plan
- Reservation
- MX$50,000
- Down payment instalment
- MX$79,167
- Appreciation at handover
- MX$1,222,650
- Return on your capital
- 62.7%
A MX$6,500,000 apartment over 24 months of construction, with 9% annual appreciation. Change the assumptions in the calculator.
Sample figures. Appreciation scenarios, the reference rate and reservation amounts are set by our commercial team and have not been validated yet.
- Reserve with an accessible amount
- The reservation holds your unit and locks the price per m² of the day you sign.
- Down payment spread over construction
- Interest-free instalments of 18 to 24 months while your apartment is being built.
- Appreciation runs before handover
- You put in part of the price and the value grows on 100% of the property.
What is worth knowing before you invest
Each module has an article, a short video and its own calculator. What you enter in one carries over to the next.
The real budget
What closing actually costs in Quintana Roo: transfer tax, notary, appraisal and fees.
- ArticleThe five costs that show up after you sign
- Video · 90 s
- CalculatorReal closing cost
Rental and exit
Long-term or vacation rental, maintenance and management: how much cash your apartment leaves.
- ArticleVacation rental versus long-term rental in Cancun and the Riviera
- Video · 90 s
- CalculatorRental yield
Four calculators, one scenario
Start with the one that answers your question. What you pick in one is preloaded into the rest.
Payment plan + ROI
Reservation, down payment instalments, balance at handover and return on your capital.
CALCULATEReal closing cost
Transfer tax by municipality, notary fees, appraisal and loan origination fee.
Coming soonRental yield
Long-term or vacation rental, occupancy, management and maintenance.
Coming soonComparison
Pre-sale, cash, a debt instrument and a rental elsewhere, with the same capital.
Coming soonWhere does your money earn more?
Same capital and same horizon across all four columns: 2 years, the construction time of the sample scenario.
Eleva pre-sale
- Initial capital
- MX$1,950,000
- Gain over the period
- MX$1,222,650
- Return on capital
- 62.7%
Cash, finished
- Initial capital
- MX$6,500,000
- Gain over the period
- MX$1,222,650
- Return on capital
- 18.8%
Here the capital is the full price, which is exactly what the table sets out to compare.
Debt instrument
- Initial capital
- MX$1,950,000
- Gain over the period
- MX$303,469
- Return on capital
- 15.6%
Rental elsewhere
- Initial capital
- MX$1,950,000
- Gain over the period
- MX$220,399
- Return on capital
- 11.3%
Illustrative scenarios with editable assumptions. The reference rate and the alternative rental yield will be published with their source and date as soon as our commercial team validates them.
Invest with the documents in hand
We send it along with your simulation. No fine print.
GET THE KIT- Building permits
- For the development you are looking at, current.
- Registered contract
- The full purchase agreement template.
- Condominium rules
- What is allowed and what is not: pets and vacation rentals.
- Construction progress and location
- This month's photographs and an access map.
Each construction stage calls for a different strategy
Maximum appreciation
Launch price, 20/80 or 30/70 plan and interest-free instalments throughout construction.
Developments to be confirmed
SEE MY APPRECIATIONVisit the show apartment
Tangible certainty and a down payment over shorter instalments. Daytime and evening tours.
Developments to be confirmed
BOOK A TOURRent it from month one
Bank financing and rental management: model whether the rent covers your instalment.
Developments to be confirmed
MODEL MY RENTALTalk to a Wealth Consultant
Come to the meeting with your scenario ready: we go over your numbers and take you to the show apartment or to a virtual session.
Illustrative simulation. It is not a credit offer, financial advice or a guarantee of returns. Appreciation depends on the market and may be lower or higher than estimated.